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A New Ripple-Powered Payment App Promises To Extend XRP Adoption to Billions of People

Solomon Odunayo August 15, 2020 2 min read
1 Billion XRP worth $1.6 Billion Released From Ripple Escrow Wallet in Two Successive Transactions

A new means to expand the reach of the digital token XRP to more users across the world has just emerged. Ripay, a new payment app powered by Ripple and XRP Ledger, promises to take the utilities embedded in XRP to billions of people across the world.


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This was revealed in the recently conducted PayID Hackathon. There, the payment app Ripay gained the much-needed transaction that was enough to clinch the second position.

The first position went to PayID Validator, a tool developed to render smart features for validating PayID response headers. While the third award went to Unisend project, a project designed to connect users’ classic banks with Unisend, which allows money to be sent directly in XRP to any other XRP wallets across the world.

What PayID Hackathon Represents

The PayID Hackathon was a competition sponsored by Ripple, where over 360 developers converged for a competition. The developers presented various innovations meant to enhance the utilities of XRP and PayID.

The Programmer of Ripay Speaks

According to Kuyawa Kata, the programmer of Ripay, the payment app allows users to send the digital token XRP via popular messaging platforms such as Telegram, Discord, Matrix, and Slack.

Kata further stated that the basis of Ripay is to make it easier for people to send money across the world, with a few taps on messaging apps regularly used by billions of people across the world.

“Powered by the Ripple network and the XRP Ledger, it allows you to send money around the world in seconds with nothing more than a simple message like ‘Pay 10 to George,’ and now thanks to the PayID protocol, you can send payments to external users without knowing their Ripple address, ‘just Pay 10 to george$ripay.me’ and the money moves like a message in just a second.”

Conclusively, these emerging and encouraging developments within the XRP community indicate that Ripple, the cross-border payment behemoth, is determined to leverage divers means to increase the daily use of XRP for the much-needed global adoption.

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